Human Resources

Retirement Investors' Club (RIC)

Consider a Transfer (from an inactive provider)

You may find one or a number of reasons to consider investing with a different provider. Active providers signed contracts with the State of Iowa to offer products that include professional money management, flexible payment options, quality service at reasonable cost and no surrender fees. Inactive providers do not always agree to give their investors the same products and services. You may decide to transfer if…

your investment choices are being limited by your current provider

you do not receive quarterly statements

you are being denied account information

your product offers limited distribution options

you find that you are paying unnecessary fees

you want to consolidate your investments with one provider

you want an investment representative in your area

your investments have underperformed as compared with their peers for a number of years

you w

ant access to your accounts online

Remember, you don’t have to transfer…just consider what you may be missing…then you make the choice. If you decide to transfer, here's how.