Human Resources
Double Spouse Family Credit for Employees Represented by SPOC
When you and your spouse are both employed by the State of Iowa, you may want to take advantage of the double spouse family credit. The double spouse family credit provides family health and dental insurance coverage with no premiums.
Contents
Eligibility
Enrollment
Double Spouse Family Credit
Separation of Employment
Divorce
For More Information
Eligibility
You and your spouse have the option of selecting the double spouse family credit:
- At the time of employment, if married to a state employee.
- If married after becoming a state employee, at the time of your marriage.
- During the annual enrollment and change period.
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Enrollment
To enroll for a double spouse family credit, please see your Personnel Assistant for an enrollment form.
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Double Spouse Family Credit
If you and your spouse are both employed full-time (30 or more hours per week), the double spouse family credit for health and dental insurance equals the full premium for family coverage. There is no employee cost for family insurance.
When a husband and wife are employed by the state and one spouse is a non-Regents employee and the other spouse is a non-merit Regents employee, the couple is also eligible for the double spouse credit. The couple should contact their Personnel Assistants for more information about the double spouse credit.
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Separation from Employment
If either you or your spouse separate from state employment, insurance coverage continues to the end of the month in which the separation takes place. The spouse, who remains employed with the state, has the following options.
- Continue with family coverage. The spouse, who remains employed with the state, would begin to pay the employee premium for family coverage and add the spouse that left state employment.
- Convert to single coverage. Eligible family members would have an opportunity to continue coverage through COBRA.
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Divorce
If you and your spouse divorce, insurance coverage under the double spouse credit will continue to the end of the month in which the divorce takes place. The employees have the following options:
- If no other family members, both convert to single coverage.
- If there are other family members, the one required to cover them by the divorce decree, converts to regular family coverage and begins to pay the regular family employee premium. The other employee could convert to single or family coverage.
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For More Information
For more information about the double spouse credit, contact your Personnel Assistant.
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Created: 04/11/2008